Privacy Policy

Welcome to Dream Capitals’ website. This privacy policy (“Privacy Policy”) only applies to information collection and use practices on the Dream Capital website. This Privacy Policy is subject to the Terms and Conditions of Use.

Dream Capital is not responsible for any loss, injury, claim, liability, or damage related to your use of this website, whether from errors or omissions in the content of this site or any sites we may link to, from the site being unavailable or from any other use of this site. Dream Capital does not necessarily endorse, and will not be held responsible for, any third-party content that may be linked to or accessed through this website.

There might be links from the Dream Capital website or portals on the Dream Capital website to other websites. This Privacy Policy only applies to the Dream Capital website and not to websites of any other company or organization linked to or through the Dream Capital website, which may have different policies. We encourage you to review all policies, rules, terms and regulations, including the privacy policies, of each website that you visit.

We may request and/or collect personal information on the Dream Capital website that you might elect to provide to Dream Capital (“Personal Information”) when, via the Dream Capital website, you: (a) contact Dream Capital; (b) use Dream Capital services; and/or (c) send requests for information, questions, inquires, or comments to Dream Capital. You are not required to provide Personal Information to access the Dream Capital website. Personal Information may include: (a) contact information (e.g., name, address, phone number and email address); (b) information regarding certain of your preferences related to Dream Capital or the Dream Capital website; and/or (c) information regarding how you became aware of the Dream Capital website.

If you would like to review, correct or remove your Personal Information, please contact Dream Capital at the address listed under “Contact Us”. Dream Capital will then make all reasonable efforts to correct your Personal Information from the Dream Capital active database or discontinue the use of your Personal Information.

Dream Capital might collect non-personal and aggregate information about the use of the Dream Capital website, such as page hits, number of visits, web pages viewed and the length of visits to the Dream Capital website (collectively, “Non-Personal Information”). Dream Capital does not tie this Non-Personal Information to your Personal Information.

The Personal Information that you provide will be available to Dream Capital, our agents, representatives and service providers and contractors, as appropriate, to be used to respond to your inquiries or questions about Dream Capital and for the purposes indicated or which may reasonably be inferred by your voluntary provision of such Personal Information and otherwise in connection with the conduct of Dream Capitals’ business and operations. This use may include periodic telephone calls and postal and email mailings from Dream Capital about new products, services or upcoming events offered by Dream Capital. Dream Capital does not, however, sell or furnish Personal Information to unaffiliated third parties to use in advertising or promoting their products or services, without your permission. Dream Capital may also use your Personal Information, alone or in combination with the information submitted by other users, to improve our navigation or infrastructure. Also, we may use Non-Personal Information to improve your experience on the Dream Capital website and to enhance the Dream Capital website. Third-party contractors or providers of services to Dream Capital that have access to your Personal Information are also expected to protect such Personal Information in a manner consistent with this Privacy Policy and to use such Personal Information only to carry out the activities or services they are performing for you or for Dream Capital. Dream Capital might disclose Personal Information and Non-Personal Information, if in our opinion such disclosure is required: (a) by law; (b) to protect and/or defend Dream Capital rights; and/or (c) to protect the personal safety of any individual. In addition, in the event that all or substantially all of Dream Capital ownership and/or assets are transferred or sold to, or Dream Capital is merged with, another entity, or there is a change of control of Dream Capital, Dream Capital may transfer Personal Information and Non-Personal Information to the successor entity.

Communications and submissions over the Internet might not be secure. Please consider this fact before communicating or submitting any personal or confidential information through the Dream Capital website.

Dream Capital reserves the right to change, modify, amend and/or update this Privacy Policy at any time with or without prior notice at the sole and absolute discretion of Dream Capital. Your use of the Dream Capital website following any such changes, modifications, amendments and/or updates constitutes your unconditional agreement to follow and be bound by this Privacy Policy as so changed, modified, amended and/or updated. You are responsible for reviewing this Privacy Policy each time you use or access the Dream Capital website.

In addition to personal information, we may collect information about your internet connection, the equipment you use to access the Site, and details about your usage of the Site, including your browsing patterns. This information is collected using automatic data collection technologies and may also include:

Details of your visits to the Site, including traffic data, location data, and other communication data and the resources that you access and use on the Site.

Information about your computer and internet connection, including your IP address, operating system, and browser type.

We will retain and evaluate information on your recent visits to our Site and how you move around different sections of our Site for analytics purposes to understand how people use our Site so that we can make it more intuitive. We will also keep a record of the articles on our Site that you have clicked on and use that information to target advertising on this Site to you that is relevant to your interests, which we have identified based on articles you have read. The technologies we use for this automatic data collection may include:

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may be unable to access certain parts of the Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to the Site.

Flash Cookies. Certain features of the Site may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on the Site. Flash cookies are not managed by the same browser settings as are used for browser cookies.

Web Beacons. Pages of our Site, and our e-mails, may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

What Types of Cookies We Use Cookies are different depending on each site that you access. A cookie is information that is stored on your computer or mobile device by the Site. If you would like additional insight into how cookies work, please visit https://support.microsoft.com/en-us/help/260971/description-of-cookies. For the purpose of our Site, we use the following types of cookies:

1. Functionality – we use these cookies so that we recognize you on the Site and remember your previously selected preferences. These could include what language you prefer and the location you are in. A mix of first-party and third-party cookies are used.

2. Advertising – We use these cookies to collect information about your visit to the Site, the content you viewed, the links you followed and information about your browser, device, and your IP address. We sometimes share some limited aspects of this data with third parties for advertising purposes. We may also share online data collected through cookies with our advertising partners. This means that when you visit another website, you may be shown advertising based on your browsing patterns and usage activities through the Site.

Depending on which browser you are using will dictate how to manage your cookies. All standard browsers will allow you to elect to not accept cookies. If you make such a setting within your browser, there is a chance that our Site will not work or will not work as efficiently as it would if you allowed cookies.